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✓ Funded in 24 hours✓ 500+ credit OK✓ $25K–$5M✓ Soft credit pull✓ Apply in 1 minute
Florida Bridge Loan · 2026

Florida Business Bridge Loan — Short-Term Capital When You Need It

Built for Florida's seasonal swings, tourism cycles, and storm recovery — bridge the gap now and repay as revenue comes back.

$25K–$5Mfunding range
24 hrstypical funding
500+credit scores OK
All Floridaevery metro
No collateralfor working capital

See how much your Florida business qualifies for

$25K to $5M in working capital — approved on your revenue, funded in as little as 24 hours. No collateral for working capital.

  • ✓ 500+ credit
  • ✓ 6+ months open
  • ✓ $10K+/mo revenue
1-Minute Application

Apply Now — Get Funded in 24 Hours

Start your application in about a minute. A real decision fast — soft credit pull, no obligation.

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🔒 Soft credit pull · will not affect your credit score

Short answer: A Florida business bridge loan is short-term capital that carries a business across a temporary gap — an off-season lull, a tourism cycle, storm-recovery downtime, or a delayed payout — repaid when revenue returns. Florida Biz Funding bridges operators from $25,000 to $5,000,000, on FICO 500+, funded in as little as 24 hours.

When Florida businesses bridge

Common short-term gaps a bridge loan covers for Florida operators. All available through Florida Biz Funding.

SituationWhat the bridge coversSpeed
Off-season lullFixed costs through the slow months24 hours
Tourism cycle gapPayroll and inventory between peaks24 hours
Storm recoveryRepairs and reopening before insurance pays24 hours
Delayed payout / claimCash until the check clears1-2 days
Seasonal ramp-upInventory and staff before peak season1-3 days

Why Florida operators bridge with us

  • Built for Florida's seasonal and storm cycles
  • Approved on revenue, not just credit
  • FICO 500+ accepted
  • Funds in as little as 24 hours
  • Repay as revenue returns

What you need to apply

  • Florida-based operating business
  • 6+ months in business
  • ~$30,000+ in monthly revenue
  • Last 3 months of bank statements
  • Valid EIN and business bank account

Frequently asked questions

What is a Florida business bridge loan?
Short-term capital that bridges a temporary gap — a slow season, a tourism cycle, or storm recovery — and is repaid once revenue or an expected payment returns.
Can it help after a hurricane while I wait on insurance?
Yes — a common use is funding repairs and reopening before an insurance claim or payout lands, so you don't lose the season.
Do I need good credit?
No — FICO 500+ can qualify; approval leans on revenue and deposit consistency.
How fast can I get funded?
Most Florida businesses fund within 24 hours of approval, with a 5-minute application and soft credit pull.
How much can I bridge?
From $25,000 up to $5,000,000, scaled to your revenue.

Bridge your Florida business

Apply in 5 minutes with a soft credit pull. Cover the gap now, repay when revenue returns.

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Figures shown are typical 2026 industry ranges and vary by underwriting; actual terms are set at application. Funding is subject to approval. Product and company names referenced are the property of their respective owners.

Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

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Why Florida businesses choose us

From restaurants to contractors to medical practices — we fund established Florida operators on their revenue, fast.

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Every Florida industry

Food service, contractors & trades, dental & medical, retail, auto, salons, professional services — Miami to Pensacola.

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Funded in 24 hours

Decision in as little as 4 hours, money wired in 24–48. Cover payroll, materials, or a growth push — now.

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Approved on your revenue

500+ FICO accepted. We underwrite on your bank deposits and sales, so steady revenue qualifies even after a bank says no.

Ready to get funded?

Approved on your deposits, not just your score. Funded in as little as 24 hours.

START MY 1-MINUTE APPLICATION →
Apply Now — Funded in 24 Hours →
Before you go

See how much your Florida business qualifies for

$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.

START MY 1-MINUTE APPLICATION →

No obligation · takes about a minute